Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

Forbes Advisor is dedicated to empowering you with the life insurance knowledge and research you need to feel confident in your life insurance decisions. We streamline the complexities of life ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

An independent agent or broker can help you compare life insurance quotes across multiple carriers to find the best policy that meets your budget and needs. The entire process can take several weeks ...

Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...