CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Tornadoes are a natural disaster that often cause significant destruction. Wind and hail are the leading causes of losses in home insurance claims, according to the Insurance Information Institute.

Home insurance costs are soaring. Learn how to cut your premium in 2026 with expert-backed tips, from smart shopping to roof upgrades.

Home insurance may cover tree debris removal in some scenarios, such as after a windstorm or ice storm, but only up to your policy’s coverage limits. Your policy likely won’t pay to remove a dead, ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...