The chip and PIN credit card revolution is well under way in the United States, and the change is leaving many consumers wondering, "What's the big deal?" The truth is, this new chip and PIN ...

Jason Fernando is a professional investor and writer who enjoys tackling and communicating complex business and financial problems. Toby Walters is a financial writer, investor, and lifelong learner.

Credit cards can have PINs, but you'll rarely use them. For the majority of credit card transactions you make, a PIN isn't necessary, so it's not something you typically have to worry about. Find out ...

Editor’s Note: Brian Dodge is the executive vice president of Communications and Strategic Initiatives at the Retail Industry Leaders Association. The opinions expressed in this commentary are solely ...

If you recently and unexpectedly got a new credit or debit card in the mail, you may be wondering why. Sadly, it has nothing to do with a more favorable interest rate or an exciting new reward program ...