Forbes contributors publish independent expert analyses and insights. Roger Valdez writes about housing economics and policy. Sep 03, 2025, 09:30am EDT The LIHTC provides too little housing for too ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in ...

Despite more than $60 billion in annual federal spending on rental assistance, only one in four eligible families actually receives it. Recipient families receive, on average, more than $1,000 in ...

A Federal Housing Administration (FHA) loan is a government-insured mortgage issued by an FHA-approved lender to help borrowers who don't meet conventional standards.

The federal tax credit provides up to $15 billion in subsidies a year to help developers build apartments. It’s created ...

Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

There is bipartisan agreement that government is a big part of the housing affordability problem. It is time to act.