Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Life insurance policies are primarily purchased to ensure long-term financial security and safeguard one’s family against unforeseen events. According to experts, these policies are designed to ...

A life settlement can feel like a hidden financial option that many Californians don’t realize they have. If you’re holding a ...

Every year, 500,000 older Americans lapse their life insurance policies, according to a survey by the Insurance Studies Institute. And millions each year will surrender their policies. Lisa Rehburg ...

We price equity-linked life insurance with surrender guarantees and account for risk preferences in the form of risk-averse and loss-averse policyholders in continuous time. Risk-averse policyholders ...

Yes, whole life insurance is a type of permanent life insurance and includes a cash value account with a guaranteed minimum rate of growth. Can the cash value of my whole life insurance policy ...