The Fannie Mae Flex Modification offers eligible homeowners mortgage payment relief. The terms of the modification are determined by applying a series of steps that are designed to achieve a …

Jul 30, 2025 · What is the Flex Modification program? The Flex Modification program (FMP) is a conventional loan modification program designed to aid homeowners who are experiencing …

The Freddie Mac Flex Modification® (Flex Modification) offers Servicers an easier, flexible way of helping more borrowers qualify for a loan modification in a changing housing environment.

Dec 10, 2024 · In a loan modification, the bank agrees to alter your mortgage terms, lowering your monthly payment to a more affordable amount. If Fannie Mae or Freddie Mac owns your loan, …

May 29, 2024 · Flex Modification is the Enterprises’ loan modification offering that provides a home retention solution for eligible borrowers facing a permanent hardship who can no longer …

Mar 21, 2023 · The Flex Modification program is designed to help homeowners who have mortgages that are owned by Fannie Mae or Freddie Mac. The goal of this program is to make …

Oct 18, 2025 · Flex Modification requires the mortgage servicer to reduce the homeowner’s payments on the loan by adjusting the interest rate, adding overdue payments to the …

The Freddie Mac Flex Modification® (Flex Modification) provides eligible borrowers who are 60 days or more delinquent (and whose property is a primary residence, second home or …

Jun 13, 2024 · The Federal Housing Finance Agency (FHFA) Flex Modification program is a lifesaver for homeowners facing long-term financial hardship. This program allows borrowers …

The Flex Modification program is available to homeowners whose mortgages are owned by Fannie Mae or Freddie Mac. Here’s a closer look at how Flex Modifications work and who’s …