An alienation clause requires a borrower to pay the remainder of their mortgage loan balance off immediately during the sale or transfer of a property title and before a new buyer can take ownership.

Aug 13, 2025 · Alienation clauses give lenders the right to demand full loan repayment when a home is sold or transferred. Most mortgages include alienation clauses, but government-backed loans like …

May 23, 2025 · An alienation clause is a standard provision in most mortgage contracts that requires a seller to settle their outstanding mortgage balance before transferring the title to a buyer. It applies...

Aug 17, 2025 · An alienation clause is a contractual provision, typically found within a mortgage or deed of trust, that grants the lender the right to demand immediate repayment of the entire outstanding …

Feb 13, 2025 · An alienation clause is an important provision in mortgage agreements that prevents new buyers from assuming an existing mortgage without repayment of the original loan or approval from …

Sep 20, 2024 · A due-on-sale clause — also known as an alienation clause — is wording commonly found in the fine print of a mortgage agreement. It allows lenders to enforce being repaid for the …

Nov 15, 2024 · What Is An Alienation Clause? An alienation clause – also known as a due-on-sale clause – is language in the promissory note you signed when you took out your mortgage that …

Apr 9, 2025 · An alienation clause, often called a due-on-sale clause, is typically part of many mortgage agreements. It’s a rule that states if you sell your property, the loan provider can require you to pay …

Dec 15, 2024 · Most mortgage lenders have alienation clauses in place, which require the borrower to repay the existing mortgage in full at the time of the sale instead of making mortgage payments. The …

Apr 29, 2024 · What is an alienation clause in real estate? An alienation clause, also known as a “ due on sale ” clause, is a provision in your mortgage that requires you to pay off the loan balance before …