The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are …

Feb 10, 2026 · When your money is FDIC-insured, you enjoy peace of mind that your money is safe and secure. Learn how FDIC insurance works, the FDIC insurance limit, and why it matters.

Federal Deposit Insurance Corporation (FDIC), a U.S. government agency created under the Banking Act of 1933 (also known as the Glass-Steagall Act). The primary role of the FDIC is to insure and …

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

Apr 21, 2025 · FDIC insurance of bank deposits, providing $2,500 in coverage, took effect on Jan. 1, 1934. The FDIC's stated goal is "to maintain stability and public confidence in the nation's financial...

Mar 14, 2023 · The Federal Deposit Insurance Corp. (FDIC) is an independent federal agency that provides insurance to U.S. banks and thrifts.

3 days ago · FDIC insurance is a federal protection that keeps your money safe when it’s deposited in an FDIC‑insured bank. If an FDIC‑insured bank ever fails, your deposits are protected up to …

The OIG mission is to deliver credible results that drive meaningful change, enhance integrity and accountability, and maintain public trust in the FDIC.